If purchasing or temporary rental of a new or used machine (Takeuchi of Komatsu) are no options for you, Verhoeven offers the possibility of leasing machinery.
Possible leasing forms include financial leasing and operational leasing, depending on your specific needs.
Verhoeven offers financial solutions for purchasing of machinery via De Lage Landen (part of the Rabobank Group). Sometimes, major investments are not possible on the spot or you may want to keep your credit lines with your bank intact for other investments. If you make use of the financial solutions offered by De Lage Landen, you are choosing for speed, flexibility and customised payment schedules.
The benefits of leasing
- No investments from company funds
- Keep credit facilities with your own bank intact
- Better control and transparency thanks to predetermined fixed payment terms, allowing you to anticipate market developments more quickly and more flexibly
predetermined fixed payment terms, allowing you to anticipate market developments more quickly and more flexibly
- One-stop shopping; the machine of your choice including a financial solution (with, optionally, a repair, maintenance and insurance package)
- Off-balance and fiscal benefits
- In case of an Operational Lease, you will have the possibility of purchasing the machine, exchanging it for a new one, or renewing the existing contract
Operational Lease or Financial Lease (Hire Purchase)
The choice of lease product depends upon your personal situation. You can choose for the operational lease, whereby the machine is kept out of the books, or a financial lease – or hire purchase – whereby it will appear on the company balance sheet. Both leasing possibilities have their own specific features. Both may optionally be combined with a repair, maintenance and insurance package. To help you to make the right choice, we have listed the differences between the two leasing possibilities for you below.
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Operational lease
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Financial lease: hire-purchase
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Balance sheet
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machine not on company balance sheet
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machine on company balance sheet
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VAT
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VAT spread over the payment terms
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Total VAT in first term
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Legal owner
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Leasing company
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Leasing company
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Economic owner
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Leasing company
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YOU
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Fiscal write-down
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Leasing company
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YOU
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Write-off risk
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The leasing company bears the risk of write-off
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You bear the risk of write-off
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Ownership after termination of contract
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Optional
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Standard
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Repair, maintenance and insurance
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Optional
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Optional
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More information
For more information about our financial solutions, please contact Verhoeven Grondverzetmachines.